Auto Loan Calculator

Auto price

Loan term

months

Interest rate

Cash incentives

Down payment

Trade-in value

Trade-in, tax and fees optional

Amount owed on trade-in

Your state

Sales tax

Title, registration and other fees

A state fills in its base rate (reviewed 2026-08); local taxes add to it — enter your real rate if you know it.

Include taxes and fees in loan

Example

This is a sample result, not your calculation. Enter your own values to replace it.

Enter the vehicle price, interest rate, and term, then calculate your estimated monthly auto-loan payment.

Estimated monthly payment

Total loan amount: —
Sales tax: —
Upfront payment: —
Cash incentives: —
Negative trade-in equity: —
Total of loan payments: —
Total loan interest: —
Total cost (price, interest, tax, fees): —

View amortization schedule

Schedule

Annual Monthly

Balance Interest paid Total paid

Amortization schedule showing the interest and principal of each payment and the balance remaining afterwards.
YearMonth	Interest	Principal	Ending balance

Amounts are in US dollars (USD).

Tax rules vary by jurisdiction. This estimate applies the entered sales-tax rate to the full vehicle price and does not apply a trade-in tax credit. Amounts are in US dollars (USD).

Check your entries

Enter a vehicle price greater than zero and an interest rate of zero or more, then calculate.