Credit Card Payoff Calculator

Example

This is a sample result, not your calculation. Enter your own values to replace it.

Enter what you can pay each month and the balance, minimum payment and rate for each card, then press Calculate to see the payoff plan.

Payoff length

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The payback schedule

Pay back the highest-rate card first while paying the minimum on the others. This assumes you add no new balance to the cards.

Payoff plan for each credit card, highest interest rate first
Credit card	Payoff length	Total interest	Total payments	Payment schedule

Check your cards

Enter a monthly budget and, for each card, a balance, a minimum payment and an interest rate. The budget has to cover every minimum payment.